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The consumer behavior data accumulated by the Klarna sex doll payment platform provides a precise R&D guide for torso sex doll manufacturers. Analysis shows that users who choose 24 installments are more inclined to buy products with artificial body temperature simulation functions, while the 6-installment payment group prefers modular design. A certain company adjusted the production line configuration accordingly, increasing the market matching degree of new products by 40%. This model of feeding back product development with payment data has created a value transmission chain from the financial end to the manufacturing end, pushing the industry into a new stage of intelligent iteration.